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Life Insurance Programs for
Credit Union Members
Life Insurance Programs for Navy Federal Members
3 ways Credit Union members protect their income, their home,
& their family — including coverage that can pay while you’re still alive.
3 ways Navy Federal members protect their income, their home, & their family — including coverage that can pay while you’re still alive.
No obligation. Licensed agents. Independent agency.
Life Insurance Programs for
Navy Federal Members
Life Insurance Programs for Credit Union Members
3 ways Navy Federal members protect their income, their home,
& their family — including coverage that can pay while you’re still alive.
3 ways Credit Union members protect their income, their home, & their family — including coverage that can pay while you’re still alive.
No obligation. Licensed agents. Independent agency.
Life Insurance with
Living Benefits
Most people think life insurance only pays after death.
That’s not true with Living Benefits Life Insurance.
Living Benefits allow you to access a portion of your life insurance benefit while you are alive if you experience a qualifying health event such as:
Cancer
Heart attack
Stroke
Kidney failure
Chronic illness
Terminal illness
Kidney failure
Chronic illness
Terminal illness
This money can be used for any purpose — mortgage payments, household bills, medical costs, or income replacement.
Important for Credit Union members:
Credit Union does not offer life insurance with living benefits to its members. These policies are offered through independent insurance carriers.
Term life and whole life options are available
Pays while you are alive if qualified
Funds are not a loan
No restrictions on use of funds
Life Insurance with
Living Benefits
Most people think life insurance only pays after death.
That’s not true with Living Benefits Life Insurance.
Living Benefits allow you to access a portion of your life insurance benefit while you are alive if you experience a qualifying health event such as:
Cancer
Heart attack
Stroke
Kidney failure
Chronic illness
Terminal illness
Kidney failure
Chronic illness
Terminal illness
This money can be used for any purpose — mortgage payments, household bills, medical costs, or income replacement.
Important for Credit Union members:
Credit Union companies does not offer life insurance with living benefits to its members. These policies are offered through independent insurance carriers.
Term life and whole life options
are available
Pays while you are alive if qualified
Funds are not a loan
No restrictions on use of funds
Life Insurance with
Cash Value Access
Life Insurance with
Cash Value Access
Some whole life policies build cash value over time.
This cash value may be accessed through policy loans, allowing you to borrow against your policy for things like:
Emergencies
Major expenses
Opportunities
Mortgage Protection Life Insurance
with Living Benefits
Mortgage Protection
Life Insurance
with Living Benefits
Mortgage Protection Life Insurance
with Living Benefits
If you have a mortgage, your family is exposed to risk if your income stops.
Mortgage Protection Life Insurance is designed to help cover your mortgage payments for 2 to 5 years if you experience a qualifying health event.
If you are diagnosed with a chronic, critical, or terminal illness, these policies may pay you while you are alive — helping ensure your family does not fall behind or risk losing their home.
Credit Union does not offer mortgage protection life insurance with living benefits.
If you have a mortgage, your family is exposed to risk if your income stops.
Mortgage Protection Life Insurance is designed to help cover your mortgage payments for 2 to 5 years if you experience a qualifying health event.
If you are diagnosed with a chronic, critical, or terminal illness, these policies may pay you while you are alive — helping ensure your family does not fall behind or risk losing their home.
Credit Union does not offer mortgage protection life insurance with living benefits.
What These Policies Can Help With:
Cover mortgage payments
during recovery
Reduce financial stress
during illness
Keep your family
in their home
Life Insurance for Children and Grandchildren
Life insurance for children is often overlooked — and often misunderstood.
The advantage is simple:
Rates are based on the child’s age and health at the time of approval and remain locked in for life.
That means:
Rates never increase as the child gets older
Coverage can follow them into adulthood
Insurability is protected early
Many families choose this coverage as part of long-term financial planning.
Our agents help parents and grandparents understand whether this option makes sense for their family.
Why Credit Union Members Work With Us
Independent agency
Licensed Agents
Multiple insurance carriers
No bank affiliation
Education-first approach
We do not work for any Credit Union.
We work for Credit Union members who want additional protection options.
How It Works
No pressure. No obligation.
Request Information About Living
Benefits Coverage
Get personalized information about coverage options that fit your needs
Why Credit Union Members Work With Us
Independent agency
Licensed advisors
Multiple insurance carriers
No bank affiliation
Education-first approach
We do not work for any Credit Union.
We work for Credit Union members who want additional protection options.
How It Works
No pressure. No obligation.
How It Works
No pressure. No obligation.
These Are 3 Ways Credit Union Members
Must Protect Themselves
These Are 3 Ways
Credit Union Members
Must Protect Themselves
Appointments fill quickly. Secure your time now.
Appointments fill quickly.
Secure your time now.
DISCLAIMER:
We are an independent insurance agency and are not affiliated with or endorsed by any credit union.
DISCLAIMER:
We are an independent insurance agency and are not affiliated with or endorsed by any credit union.
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